What Is Final Expense Insurance and Why It Matters for Your Family

Final expense insurance, sometimes called burial insurance or funeral insurance, is a type of life insurance designed to cover the costs your loved ones may face when you pass away. Unlike traditional life insurance, which can provide large payouts, final expense policies are typically smaller and more affordable.

They’re meant to handle:

• Funeral and burial costs

• Outstanding medical bills

• Unpaid debts or small expenses

• Peace of mind for surviving family

Why It Matters

The average funeral in the United States can cost between seven thousand and twelve thousand dollars. Without a plan in place, families are often left scrambling to cover expenses — sometimes dipping into savings or taking on debt.

Final expense insurance ensures that your loved ones won’t carry that financial burden. It’s a simple, affordable way to protect the people you care about most.

Who Should Consider Final Expense Coverage?

Final expense plans are especially valuable for:

• Seniors who no longer need large life insurance policies

• Adults without savings set aside for funeral costs

• Families who want to guarantee loved ones aren’t left with unexpected bills

Benefits of Final Expense Insurance

Affordable Premiums
Policies are often less expensive than traditional life insurance.

Guaranteed Acceptance
Many plans don’t require a medical exam — making them accessible to more people.

Peace of Mind
Your loved ones can grieve without the stress of unexpected costs.

Quick Payouts
Funds are usually released faster than larger policies, ensuring expenses are covered on time.

How U65 Health Advisor Helps

At U65 Health Advisor, we make it simple to compare final expense insurance plans. Our licensed agents walk you through:

• Which policy types are available

• How much coverage you really need

• How to lock in the lowest rates for your situation

With access to multiple providers, you’ll have the confidence of knowing you’re choosing the best plan at the best price.

Real Story: Peace of Mind for Lisa

Lisa wanted to make sure her family never had to worry about her funeral costs. With a final expense policy, she locked in affordable coverage that will take care of everything when the time comes. She said, “It’s a relief knowing my kids won’t have to worry about the bills. They can just remember me with love.”

Get Started Today

Don’t wait to secure peace of mind for your family. Final expense insurance is affordable, easy to set up, and ensures your loved ones are protected when it matters most.